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Commercial Mortgage Loan Articles

Fidelity Mutual Mortgage is updating news once a week.

Close Your Commercial Loan With Fewer Headaches
Would you like to close your commercial real estate loan in a smooth and timely manner - with fewer headaches? CommercialBanc's underwriters tell you how!

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How to Close Your Commercial Loan or Apartment Loan in 30 Days
So you want to close your commercial loan or apartment loan fast, in under 30 days. Is it possible? It might be, but its really up to you, not necessarily the commercial lender.

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Learn How to Quickly Determine the Value of a Commercial Property Using the Gross Rent Multiplier (GRM) Valuation Approach
Commercial appraisals are expensive, often exceeding $2,500. Luckily, there are a few basic ratios that can be used to help you get a good idea of the value of an income producing commercial property.

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Know what a Commercial Lender is Looking for before you Apply for a Commercial Mortgage

Are you applying for a commercial real estate loan with CommercialBanc, or any other commercial lender? Would you like to have your loan flow smoothly and close in a timely manner? We help prepare you through a little preparation.

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Understanding the DSCR or Debt Service Coverage Ratio in Commercial Mortgage Lending
When underwriting a commercial real estate loan, one of the most important factors used to determine the approvability of a commercial mortgage request is the DSCR, commonly referred to as the debt service...

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Commercial Loan Underwriting Basics What a Commercial Lender is Looking for in a Commercial Mortgage Request

Learn the basics of underwriting commercial loans. Commercial mortgage lenders look at LTV, DSC, property quality and other information when underwriting a commercial real estate loan request.
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Factors that effect an Apartment Loan's Interest Rate

In this first installment of an article about the factors that effect the interest rate of an apartment loan or multifamily loan, we provides an overview of the different variables that impact the interest rate either positively or negatively.

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Calculating a Cap Rate for Commercial Real Estate Financing

When applying for a commercial real estate loan in is helpful to have an idea what the value of your commercial income producing property is. The following is the method of calculating a CAP rate...

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Commercial Lending Ratios used by Commercial Lenders

When underwriting a commercial real estate loan, apartment loan, or conduit loan, there are 3 main ratios commercial lenders use to analyze the approvability of a commercial loan request. The three ratios are:
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The 3 C's of Commercial Real Estate Loans

Most individuals have a general understanding of what it takes to qualify for a home loan, but few know what the basic requirements commercial lender's require for commercial real estate loan

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